If you are planning to file for Chapter 7 bankruptcy or Chapter 13 bankruptcy, you absolutely must list all of your debt on your bankruptcy schedules.  Even debt you know is non-dischargeable or secured must be listed in your bankruptcy schedules.

Furthermore, you must list credit card companies that you are in debt to on your schedules.  Even though you may want to retain the use of your credit card, you must list all of your creditors.  Many people think that it is wise to forgo listing their credit card company issuers because these companies routinely cancel the cards of people who have filed for bankruptcy whether they are owed a balance or not.  However, it is imperative that you disclose all of your debt to the court.

If you fail to list debt that you owe it may be considered perjury and that means that your petition may be rejected by the court.

If you are planning to file for bankruptcy in Houston, contact our law office now to get trusted advice from a Houston bankruptcy lawyer.