Will Bankruptcy Stop Wage Garnishment?
There are particular situations where a creditor or debt collection agency may garnish a debtor's wages as the result of a debt collection lawsuit. This action is taken in order to recover the money the debtor owes but has not paid. Imagine, receiving your paycheck only to discover that it is significantly lower than usual. This makes paying existing debt and living expenses all the more difficult or entirely impossible. It only adds to the stress you are dealing with in a tough financial spot.
Filing for bankruptcy may place an automatic stay on the garnishment of your wages. This may apply in a Chapter 7 or Chapter 13 filing, but it is important to talk to an attorney in your area to discuss exactly how wage garnishment may be stopped, temporarily or for good.
At the Malaise Law Firm, we are dedicated to helping those saddled with overwhelming debt and dealing with wage garnishment throughout Houston and all of Texas. If you would like to learn more about our services and would like information that pertains to your unique financial situation, we can help. We offer a free and confidential consultation to start the process and welcome you to contact our offices at your earliest convenience.
Contact a Houston Bankruptcy Attorney at our firm today to discuss your concerns.