Have you recently become a victim of creditor abuse? Even if you owe thousands of dollars, you still have rights that protect you from further abuse from creditors.

If a creditor has been calling your employer, you may be surprised to learn that this is a legal move. However, the creditor is limited to certain questions that can be asked. In general, the creditor can inquire about whether you have medical insurance, your wages and your current location. However, the collector is not allowed to discuss the reason for the call.

There are different reasons that would allow you to rely on the FDCPA. When you are a consumer, there is a violation of consumer rights or it relates to business debt, you can start to discuss your options under the Fair Debt Collection Practices Act. Examples of FDCPA violations include insulting the debtor, unfair conduct and making false statements.

To put an end to creditor abuse,contact us to get immediate assistance from a Houston bankruptcy attorney.