Did you know that you have rights as a debtor? While debt collectors are allowed to call and mail you about your debts, there are guidelines they must follow when contacting you. By law, under the Fair Debt Collection Practices Act, creditors have certain rules they must follow when attempting to make collections.

The FDCPA ensures that debt collectors do not use unfair or abusive methods to scare you into paying off your debts. Whenever a debt collector contacts you, the person/agency must be polite and non-combative. In addition, the company must not use false information to deceive you into paying your debts, such as threatening to sue you when they do not actually have the power to do so.

Do you think that you are a victim of creditor harassment or were you subjected to illegal collection practices? If so, contact the Malaise Law Firm today to discuss your situation with a Houston bankruptcy lawyer on our team. We can intervene on your behalf to ensure that such harassment does not continue.